Unlock Opportunities with Yayasan Peneraju Financing Scheme
Flexible Financing
Choose Silver, Gold, or Platinum tiers with varying support tailored to your learning needs.
Full Scholarships*
Get a full scholarship with Silver, or convert Platinum to full by passing your exam in one try.
Monthly Allowance*
Platinum tier includes a monthly allowance for added support.
Interest-Free Repayment
Enjoy 0% interest with repayment ranging from 0%–50% based on tier.
- Subject to Terms and conditions* Find Out If You’re Eligible
- Malaysian citizen
- Bumiputra
- 20yrs and above
- Choose the financing package that suits you best — Silver, Gold, or Platinum. Each one is tailored to support your learning journey
SILVER
Up to RM15,000 per application
Training Fee
Examination/Professional FEE
Repayment* 0%
Scheme's limit for Talents to reapply - One time only
100% Scholarship until further notice
GOLD
Up to RM30,000 per application
Training Fee
Examination/Professional FEE
Repayment* 50%
Scheme's limit for Talents to reapply - Multiple times
PLATINIUM
Up to RM150,000 per application
Training Fee
Examination/Professional FEE
Repayment* 20%
Scheme's limit for Talents to reapply - Multiple times
Payment Options That Fit You
Disbursement (Advance) Payment
Talents are required to submit disbursement claims to Yayasan Peneraju and wait for the funds to be disbursed before making any payments to ALTI.
Short-term or semester -length courses
Reimbursement (Claim) Payment
Talents Talents are required to make payment to ALTI first and then submit a claim to Yayasan Peneraju for reimbursement
Courses that require advance payment prior to financing approval.
Luminous as Your Preferred ALTI
We are committed to empowering your aspirations through quality training and globally recognized certifications.
Contact: +60 17-290 9322
IT Professional Training Solution Provider
No 03-23, Kenwingston Square Garden,Persiaran Bestari, Cyber 9, 63000,Cyberjaya, Selangor.
Bumiputera, Malaysian citizen Aged 16 years and above.
Obtained a valid offer letter or proof of registration or certification of attendance from the Approved Learning & Training Institution (ALTI).
Not an active recipient of other Yayasan Peneraju funding
Has an active individual bank account.
If you are our Yayasan Peneraju Alumni, all criteria listed under "New Applicants" applies, PLUS the following:
Repayment Status:
If you are currently on a repayment plan with Yayasan Peneraju, you must have made repayments exceeding 50% of the total outstanding as of the application date.
Maximum Financing:
The total amount of financing received from Yayasan Peneraju (including previous financing and this application) shall not exceed RM150,000.00 of our recoverable amount. You may refer to Peneraju.org for your total financial received.
ALTI stands for Approved Learning & Training Institution, refers to educational providers officially recognized by Yayasan Peneraju to offer industry-relevant training programs and certifications aimed at enhancing the skills and employability of Bumiputera talents in Malaysia.
If you faced difficulties in Luminous platform: You can reach out to us via + 60 18-277 3899 or email us at info@luminous.my
If you faced difficulties in Yayasan Peneraju platform: You can visit peneraju.org or contact their support team for further assistance.
LUMINOUS will process your application within 5 working days, while Yayasan Peneraju will take approximately 21 days to process.
LUMINOUS offers over 3 professional certification training courses for you to choose from. Upon successful application, you’ll gain access to expert-led training and certification exams to elevate your professional journey.
1.CompTIA SecurityX Certification
2.CompTIA Data+ Certification
3.CompTIA DataX Certification